Security Camera Installation Vs Nuisance Lawsuits, Who Wins?
Nuisance lawsuits result from people claiming to be injured when they were not injured in actuality. The person who files the nuisance lawsuit may not realize it but the nuisance lawsuit costs both the business it is filed against and the insurance company of that business both time and money. Many people feel that insurance companies have a lot of money and that a single lawsuit isn’t going to hurt them. In actuality many courts are clogged with nuisance lawsuits. A security camera installation that covers all of the areas of a business provides the best means of defeating the nuisance lawsuit.
If a plaintiff states that they fell in a place of business and injured themselves, it is often difficult to prove them wrong if there are no witnesses. Without a witness to state that the plaintiff did not fall, defense against the nuisance lawsuit is difficult if not impossible. The only recourse is for the insurance company to pay the lawsuit or make a settlement payment. A security camera installation in the business can cover the whole business area and provide a recording for the insurance company.
Should an accident occur in a factory, it is impossible for the owners of the factory to determine if a safety rule was violated when the accident occurred should the worker have been working alone. Working alone in itself may be a violation however if there is no one to state that all safety rules and precautions were fulfilled, it is difficult to prove that a safety rule was violated. CCTV coverage in the factory can show that rules were violated thus invalidating the lawsuit.
Insurance companies will often settle frivolous lawsuits out of court. They will provide a monetary settlement to the party that claims to be injured if there is no proof that the injury did not happen where they claimed it did. The cost of settling the lawsuit out of court will be apportioned to all of the businesses that utilize that insurance company in the coming years. This cost will be realized in higher premiums for insurance. A security camera installation will often cost less than the aggregate sum of the increased insurance premiums.
Businesses purchase insurance as a measure of security. This measure of security insures them that they will not have to pay outrageous sums as a result of a nuisance lawsuit. The security camera installation also provides a layer of security to the company. The security camera installation can prove that the plaintiff was lying about the injury and the nuisance lawsuit will be dropped at little cost to both business and insurance company. In many cases, the security camera installation will mean a lower insurance premium for the business. Additionally the successful defense against the nuisance lawsuit will also result in lower premiums.
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